Privacy Policy

Advance Me LLC
Effective Date: November 14, 2025 Advance Me LLC (“Advance Me,” “Company,” “we,” “our,” or “us”) respects and protects the privacy of visitors to our websites and customers who use our services. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you access our website, applications, products, financing programs, or related services (collectively, the “Services”). By accessing or using our Services, you agree to the terms of this Privacy Policy.

1. Eligibility

Our Services are intended for individuals and businesses located in the United States who are at least 18 years old. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that information has been collected from a person under 18, we will delete such information as soon as reasonably possible.

2. Information We Collect

We collect information directly from you, automatically through your use of our Services, and from third parties.

A. Information You Provide Directly

When applying for funding, creating an account, or communicating with us, we may collect:

Personal Identification Information

  • Full name

  • Date of birth

  • Phone number

  • Email address

  • Residential address

  • Social Security Number

  • Signature

  • Government-issued identification

Business Information

  • Business name

  • DBA name

  • Employer Identification Number (EIN)

  • State of incorporation

  • Ownership information

  • Articles of incorporation

  • Certificates of good standing

  • Business licenses

  • Ownership structure

Financial Information

  • Bank account information

  • Bank statements

  • Tax returns

  • Profit and loss statements

  • Revenue reports

  • Credit information

  • Wire instructions

  • Merchant processing statements

Transaction Information

  • Funding requests

  • Payment history

  • ACH authorization information

  • Transaction timestamps

  • Financing activity

Communications

  • Customer service inquiries

  • Survey responses

  • Emails, phone calls, and text messages

  • Uploaded documents and correspondence

B. Automatically Collected Information

When you use our Services, we may automatically collect:

  • IP address

  • Device identifiers

  • Browser type and version

  • Operating system

  • Geolocation data

  • Pages visited

  • Clickstream data

  • Cookies and tracking technologies

  • Referral URLs

  • Authentication and login activity

C. Information from Third Parties

We may obtain information from:

  • Credit bureaus

  • Identity verification providers

  • Public databases

  • Financial institutions

  • Analytics providers

  • Marketing partners

  • Fraud prevention services

  • Payment processors

With your authorization, we may also access financial account information through third-party services such as Plaid or similar providers.

3. How We Collect Information

We collect information through:

  • Online application forms

  • Account registration

  • Funding applications

  • Uploaded documentation

  • Email and phone communications

  • Cookies and similar technologies

  • Third-party integrations

  • Automated tracking technologies

4. Use of Information

We use collected information to:

  • Provide financing products and services

  • Process funding applications

  • Verify identity and prevent fraud

  • Underwrite and evaluate applications

  • Communicate regarding accounts and transactions

  • Provide customer support

  • Improve our Services and website functionality

  • Maintain legal and regulatory compliance

  • Send marketing communications

  • Protect the security of our systems

  • Conduct internal analytics and reporting

We may also use anonymized or aggregated data for business and analytical purposes.

5. Sharing of Information

We may share information with:

Financing Partners

We may share your information with lenders, brokers, funding companies, or financing partners in connection with your application or request for services.

Service Providers

We may disclose information to vendors and service providers who assist us with:

  • Payment processing

  • Cloud storage

  • Data analytics

  • Customer support

  • Fraud prevention

  • Marketing services

  • Document management

  • IT and security services

Legal and Regulatory Authorities

We may disclose information:

  • To comply with applicable laws

  • In response to subpoenas or court orders

  • To protect our rights and property

  • To investigate fraud or illegal activity

Business Transfers

If Advance Me LLC is involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction.

We do not sell personal information to third parties.

6. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to:

  • Remember user preferences

  • Analyze website traffic

  • Improve website performance

  • Enhance user experience

  • Support marketing and advertising efforts

You may disable cookies through your browser settings; however, portions of the Services may not function properly.

7. Marketing Communications

We may send:

  • Transactional communications

  • Service announcements

  • Promotional emails

  • SMS notifications

You may opt out of promotional communications at any time by:

  • Clicking the unsubscribe link in emails

  • Replying STOP to SMS messages

  • Contacting us directly

Operational and account-related communications may still be sent even if you opt out of marketing communications.

8. Data Retention

We retain personal and business information:

  • For as long as necessary to provide Services

  • To comply with legal and regulatory obligations

  • To resolve disputes

  • To enforce agreements

  • For fraud prevention and audit purposes

Certain records may be retained after account closure as required by applicable financial and commercial laws.

9. Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, disclosure, misuse, or alteration.

However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

10. Your Privacy Rights

Depending on applicable law, you may have the right to:

  • Access your personal information

  • Correct inaccurate information

  • Request deletion of your information

  • Restrict certain processing activities

  • Withdraw consent where applicable

  • Request portability of your data

To exercise these rights, contact us using the information below.

11. California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (“CCPA”) and California Privacy Rights Act (“CPRA”), including the right to:

  • Know what personal information we collect

  • Request deletion of personal information

  • Correct inaccurate information

  • Limit use of sensitive personal information

  • Non-discrimination for exercising privacy rights

Advance Me LLC does not sell personal information as defined under California law.

California privacy requests may be submitted using the contact information below.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. Users should review the privacy policies of any external websites they visit.

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will become effective upon posting the updated policy on our website. Continued use of the Services after changes are posted constitutes acceptance of the revised Privacy Policy.

Advance Me LLC
99 Powerhouse Rd, STE 102
Roslyn Heights, NY 11577
United States

Email: admin@advancemellc.com
Phone: (516) - 529-6955

If you have questions regarding this Privacy Policy or our privacy practices, please contact us using the information above.